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Randy Palmer
Palmer & Associates
(586) 604-9669

Health Insurance


We offer every state approved health insurance company product line from the traditional full coverage doctor co-pay PPO plans to short term medical plans. Product line also includes HMO's to even the popular health savings account.

Although there are some minor variations from traditional group coverage, these plans offer the highest level of benefits for individual health insurance. You can expect things like one hundred percent preventive care and prescription drugs to be an included benefit on most doctor co-pay plans.

The latest plan to hit the health insurance market is the health savings account (HSA). Coupled with a high deductible health insurance Plan, HSA's allow clients to pay for medical expenses with pre-tax dollars. Premiums are usually lower than a co-pay plan, but expenses like doctor visits, exams, and prescription drugs are paid out of pocket until the deductible is met.

Remember, having health coverage is required by law now. As you have read, options in 2014 are still plentiful here in the state. Talk to a expert today or request a quote.

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