Michigan Short Term Health Insurance
Many of us know that short term health insurance plans in Michigan are not sold on the Marketplace. However, Michigan short term health insurance options for consumers are terrific for between jobs, students, or even a client applying for a major medical plan.
Deductibles usually range from $500-$2500 with a maximum out of pocket limited to the deductible you choose plus an additional $2000. Some STM plans even have co-pays for doctors visits and prescriptions.
Plans can be chosen from one to six months, and paid monthly or with a one time fee.
Short term health insurance plans should not be substituted for a major medical health plan. In 2025', they are still very popular as consumers can apply for coverage at any time during the year.
Are Michigan STM plans a good idea?
Short-term insurance provides an affordable way for individuals to protect themselves against unexpected or emergency medical expenses during temporary gaps in comprehensive coverage. It serves as a practical solution for those needing immediate protection without the commitment of long-term policies.
If you just graduated, or between jobs, request your quote today for a short term quote.
Updated: 1/4/2025